2024-12-13 10:23:58
Underdevelopment of the third pillar: Compared with developed countries, the scale of the second and third pillar pensions in China is relatively low, which needs to be promoted through policy guidance.2.6 Economic growth and wealth effect1.3 data support
2. The influence of index funds into individual pensions1.3 data support2.4 Optimization of capital market structure
2.5 Investor Education and Financial Literacy Improvement1.3 data supportThe inclusion of index funds helps to optimize the structure of the capital market and increase the proportion of institutional investors. According to market analysis, the full implementation of individual pension will attract more institutional investors to participate in the market, thus improving the maturity and efficiency of the market. The increase of institutional investors will promote more rational and long-term value investment in the market and reduce irrational fluctuations in the market.